Personal property of others (non-Lehigh University) is generally not covered by University insurance. However, incidental and necessary personal property owned by faculty and staff and located in their work area is insured against loss due to fire, windstorm, hail, aircraft damage, vehicular damage, explosion, smoke damage, vandalism and malicious mischief only. Losses due to forcible entry, theft and other perils are not covered, but may be included in an endorsement on your homeowner's policy.